Home Insurance

Becoming a homeowner is a goal that most people have. If you have finally reached your goal and are buying a home in South Carolina, you will need home insurance. Your new house is likely your most expensive asset; therefore, you need to protect it. Your home is where you live with your family and where you keep your belongings and most prized possessions. These are just two more reasons that home insurance is so important. There are several types of coverage available with a basic home insurance policy.

Dwelling

This insurance will cover your home's structure if it is damaged or destroyed due to fire, severe weather, or falling objects.

Other Structure

This will cover damage to any structures that aren't connected to your house. This includes storage sheds, unattached garages, and fences.

Contents

If your home is damaged, this portion of your policy will cover any items inside that house that were damaged as well. If your home is broken into and items are stolen, the contents coverage would pay to replace anything of stolen value.

Personal Liability

If a guest is injured while in your home or property, your personal liability insurance will cover their medical bills and any other costs associated with the injury.

Personal liability also covers incidents that didn't happen on your property. For example, if you are walking your dog, and he bites someone on the street, your personal liability insurance would cover it. If your child breaks a neighbor's window with a baseball, personal liability insurance will cover the repair cost.

Loss Of Use

Loss of use coverage comes in handy if your home was damaged or destroyed and is unlivable. This coverage will pay for your living expenses while you wait for the damage to be repaired. Not only will it cover housing, but it will also cover the cost of food.

As soon as you close on your new house, contact Eanes Insurance Group. Our agents can help you buy a home insurance policy to provide you with the coverage you need. To get your policy started, give us a call or stop by today.