Commercial Insurance

It can be quite daunting when choosing the right commercial insurance for your existing business, but it has to be done. It is best to work with a reliable company that you can trust to give you the appropriate information for an informed buying decision. Eanes Insurance Group in South Carolina fits that bill. You are in good hands because all the agents are experienced and have the expertise necessary to guide you.

The Risks

If your business is a startup company, there are still risks associated with doing business. If you have a seasoned business, the same thing applies. All businesses need protection against different risks. No business is ever overly insured, but it can be underinsured. A good agent will help you to understand the difference. When you apply for commercial insurance, the only way to validate it is if the proposer determines that the business has an insurable interest in the required coverage. An agent will be able to provide details on the type of insurance necessary by the insurable interest associated with the business.

The Lawsuit

You are acquiring coverage for your business and yourself and the customers that come and go inside the building where your business operates. If someone slips and falls or has any type of injury, there could be a lawsuit, and if you don’t have enough coverage to handle this, it will cost you a lot to pay ongoing medical fees and legal bills.

The Damages

Commercial insurance is also recommended when there is a possibility for fires and other property damages associated with natural disasters. This type of insurance is also necessary if you own an apartment building or shopping center, and it is leased to tenants. You are responsible for all liabilities that may threaten the general public. It is not the tenant’s responsibility to cover your loss if anything happens.

Conclusion

If you are a business owner or getting ready to start a business, whether small or large, contact us at Eanes Insurance Group in South Carolina. We will evaluate your business to inform you of the required coverage you will need to avoid lawsuits, injury, risks, and damages. Contact us today.